The Habitat for Humanity Scam – Disguised as a charity.

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It’s been a awhile since i posted anything, mainly because I was busy and as real life has a habit of doing, forces you to deal with it.  While I was dealing with life, I had spoken with a neighbor who asked that I sit in with a group of neighbors on the street to hear their story.   The people involved are homeowners who received their homes via Habitat for Humanity.

I’ve always thought of Habitat for Humanity as a good charity who helps people get a home, that they otherwise wouldn’t get.  And that was as a far I as I saw it.   I never went through the process they have, and didn’t dig much into how they operate. I assumed like most that this charity was good and my thoughts never went past that.

So I went and sat with the ten families on my street who “own” Habitat Homes and listened.    They have been arguing with Habitat for about a year now.   Some of them have owned their homes for four years now, some only one or two years.    Habitat has been pressuring them to sign brand new contracts forcing them to pay $100 per month for two parking spaces.

This is a problem for them.  Now after looking and speaking with them, I found out a few things.   Habitat was supposed to supply them (according to a print out from the website), that they were to provide the following:

1. 2 Parking Spaces per unit – (home owners would own these spaces)

2. Four major appliances – Fridge, Stove, Washer, and Dryer.

3. And each home would have a warranty.

4.  All maintenance on the common areas were to be cared for by habitat for humanity.
Now, these people had been told verbally that they would be freehold home owners.   In case you don’t know what freehold means, here is a legal definition of it.

An estate in land or other real property, of uncertain duration; that is,either of inheritance or which may possibly last for the life of the tenant at the least, (as distinguished from a leasehold;) and held by a free tenure, (as distinguished from copyholdor villeinage.)

Basically what it means is it is your land and not the land of someone else.   That you own it.   Which is fine and dandy to me.  If I want to buy a house as most who do, they want to own it,  So now we come to how Habitat operates.

I spent the weekend researching how they operate and with everything I read this sounded more and more like a scam, albeit a legal one.    Here is how it works:

First and foremost the target.  The criteria of the target has to be someone who is of low income.   There are many reasons for this.  The public knowledge one, everyone understands.  These low income people would never otherwise be able to afford to buy a home.   Sounds nice doesn’t it?    But what happens if there is a problem?  Another criteria is that the potential homeowner must make a certain amount of money.   If your on social assistance they won’t help you (the people who in many cases need it the most).  And they also tend of approve newcomers to Canada.  People who fled their country of origin, who don’t understand Canadian laws, and don’t understand contracts.   And the last criteria.  They must have at least one kid.  The more kids the better.

These are the people they choose. After reading almost a hundred stories online from people who dealt with Habitat, I realized this was a common theme.    Many who caught on early enough in the process before they signed their mortgages, who asked some legitimate questions, would all of a sudden find themselves “deselected” from the program and left in the dust after spending their “sweat equity” building their future home.

Those were the lucky people.

The ones who didn’t ask questions, trusted this “christian charity” and believed everything the board members would tell them and followed their instructions step by step would then find themselves with a new home, and then the nightmare begins.

Here is some background on how they operate.

When a Habitat, chooses to a group of families, they apply for government grants.  These grants can be up to $50,000 for each unit.   So in the case on my street, there are ten units.  That equals $500,000.00.  That money is supposed to go directly into building the homes.  Instead they obtain city land at a cost due to their charity status which means they get plots from old city land like community centers or schools for a cheap price, and they build on them.  They get companies like Home Depot to donate materials to build these homes.  And next they get volunteers and the families of the home owners, and the home owners themselves to put in “sweat equity” into the home.  They must do at least 500 hours into this.   In behind the scenes the homeowners are signing mortgage agreements, not with a legitimate bank, but with, you guessed it, Habitat for Humanity.

The only money I’ve found that is actually spent towards the home is the land purchase itself.   Zero money is put into the home, not in materials or labor.   And what makes matters worse is the labor is done by unskilled labor who never built a home in their life, guided by someone who allegedly has.

I’ll let that sink in for a moment.  Do you think that these houses are going to be problem free new build homes?  The answer is a big no.   There will be mistakes made and problems will happen, which I will get into further down.

For the money side of things, there is another issue.   Habitat almost always uses the number $160,000 for the value of these new build homes.   The number starts around $145,000 or so and they tack on other numbers to get the $160,000 value.   In almost all cases I read, in every part of the world where people have written about their experiences, that number pops up like a red flag.     If you are reading this and don’t understand why, let me break this down.

Real Estate markets are different from city to city.   It is  impossible to have the same appraised value of any new build home, in so many parts of the world.  Some areas are depressed markets and some are inflated.   So the numbers shouldn’t be the same, but they are.  And that sends up big red flags and alarm bells for me.

So I asked myself how much of the money are they getting.  So I will list out the money.

1. $50.000 x 10 = $500,000.00

2. 10 mortgages for $160,000 = 1,600,000.00

Now the above amounts total over $2,100,000.00  approximately.  (Two Million, One Hundred Thousand dollars).  And because they are a charity, they get less taxed if at all for these numbers.

Now some costs are involved, so I in the case of my neighbors I would guess the land costs was under $400,000 if that.  Since it was a local non for profit community center selling to a charity.  So that leaves us with $1,700,000.00

That money goes directly into the charity coffers.   None of it goes into the properties themselves.

Are you seeing the problem yet?   Then we get into the home ownership deal.   When I did my research I found that in places that have a buyers market, they will buy up old run down homes at depressed values and fix them up and those go to the potential home owners.  That to me is okay.  Those are freeholds.

However, in areas where it’s a sellers market, meaning the property values are expensive and there are bidding wars going on, then they buy land, and not at full price but get it at a reduced cost and sometimes given to them by city governments.

Pure profit.

In real estate law, a lawyer cannot represent both parties.  This is a blatant conflict of interest.  The reason being is your lawyer is supposed to be working for you and your best interests.  And one cannot do that when they are working for both sides of the deal.    However, in Ontario, there is a loophole.  And that is if they give written disclosure to both parties and both parties sign a consent form to agree to the lawyer representing both parties and acknowledging the conflict and are okay with it.

This takes me into the other part on how Habitat Operates.   These low income families are unable to afford real estate lawyers of their own or find the idea daunting.  So Habitat steps in and graciously offers their lawyer to handle the paper work.  And why not?  These are trust worthy Christians aren’t they?  Working gods good deeds.   So you can trust them.

And so what happens in because the lawyer from Habitat is being paid from Habitat, the lawyer will allegedly do this “pro bono” for the low income family’s but because his time is valuable, will usher the folks into a room one by one to sign the documents, giving them less than five minutes to sign and not answer any questions or make sure they have a chance to read what they are signing.

None of these families I’ve read about nor spoken with felt that or had a lawyer work on their behalf.   When they had questions after they signed they would call this lawyer who they believed to be legit and working for them, and would ask for follow up questions on the contract or complain about disrepair would be met with the phone slamming down and a return phone call from a board member from the local Habitat Chapter, making a threat to evict them.

How can you evict someone who owns their home you ask?   Oh this is fiendish.   They own the mortgage, and they registered a condo corporation to manage the common elements of the land.  They built the homes on the land and so the homes are owned by the homeowners, (on the inside) and the outside is all owned by habitat.

In the contracts Habitat is supposed to be responsible to repair and maintain the properties,  That means, snow removal, grass trimming, maintaining the roofs of the homes etc.    There are even stipulations in these contracts that they cannot build additions etc without express permission from the condo board.

So now you have an idea on how they operate and understand a tiny bit of what happens.   If you are confused I will summerize.

1.  They get a profit of almost two million dollars plus from these homes.

2.  They don’t honor the warranties.

3. They are the land owner, bank, and condo corporation all in one.

4. They false advertise.

5. They use intimidation tactics when you try to complain.

6. They use fraudulent methods to trick desperate low income families to sign contracts.
I have you ask you, does this sound like a good christian charity?   One that you would trust?   I don’t, and I urge you not to trust them.   Save your money, hire your own lawyer, if you are trying to get your own habitat home.  Otherwise you will get fleeced.

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Step by step commentary on the Washington Post article – What “Leading” feminists want to accomplish this year. (2014)

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So I’m going to yet another list commenting on a Washington post article about what the feminists hope to accomplish in 2014 for “equality” for all.

1.  My hope is that feminist, racial justice, reproductive rights and LGBT movements build a coalition that centers on the lives of women who lead inter-sectional lives and too often fall in between the cracks of these narrow mission statements.

So this one seems like equality but on the whole it is just plain stupid when you analyze the whole thing.   She wants that feminists, (okay), racial justice (that isn’t a group but an ideal), reproductive rights (again, that isn’t a group of people but a law term), and LGBT movements (That is another group of people), build (that is the act of making a structure), a coalition (How do you make an an coalition with an ideal or a law term?) That centers on the lives of women (AH Yes, what about men CIS, Transexuals and gay and bisexual men?)

In other words you only want equality for yourself and not for anyone else including those in that coaltition.  NEXT!

2. I’d love to see publications make a greater effort to include the voices of women, gender non-conforming people, and people of color – and put programs and policies in place that will help to level the playing field

How much more effort do you want in publications.  The majority of the publications if not all, have women’s voices being heard, and since you can’t really define “non-conforming genders” because GASP!  They don’t identify as man or woman, the ONLY two genders on the planet.   Then they can’t exists and don’t really have any need for any voice but to see a shrink.    People of color?  Are you saying you don’t have any outlets for your voice if your of any color?  Could you ask the BET channel people or the Latino Channels or the Asian channels or the aboriginal channels?  Or the magazines like Belle, FEMME, and the thousands of other magazines that are solely for these groups?  Or the multitudes of sites that are dedicated to allowing everyone equally to blog about their thoughts and feelings, like the one I’m currently writing in?  Fucking dumb people.  *facepalm*

3. I would like to see less digital dualism, which perpetuates the fallacy that online harassment isn’t “real” harassment when in fact so many women writers face threats just for doing their job -writing- on the Internet.

No one believes harassment online isn’t a real thing, the reason why you don’t and I don’t agree on this one is most feminists believe anyone who questions their myths with actual real life data and facts are considered by you feminists to be harassing you.   Criticism is not harassment you stupid fucking idiot.

4.  I would like to see the creation of 2 million new, living wage ($15 or more) care giving jobs, and more affordable options for quality care for working families, particularly in light of the numbers of women in the workforce and the rapidly growing older population in America.

So you want a woman dominated field to force employers to pay their staff $15.00 an hour, which of course would force the daycare centers to charge the parents more money so they can pay the staff. which would mean that less parents could afford the daycare that they can barely afford now, and so because less parents would bring their children to daycare and find alternate places to bring their children, or quit their jobs to take care of their children, then those daycare centers will shut down and you women will be out of jobs and screaming for more daycare.     Did I explain efficiently how stupid your “want” is?  And you go on to want MORE affordable options for quality care for working families, particularly women (sigh, what about men, or gay men who need safe places to retire),   and the rapidly growing older population in america.   So that last “want” shows me you don’t want to again take responsibility but instead want to shove your parents who are getting older into a home, and want the public to pay for this so you don’t have to be responsible by providing care to your parents who had raised you and took care you and gave you, your fucking privilege.  YOU UNGRATEFUL BITCH!

5. We have an amazing opportunity with @heforshe for one half of humanity (men) to join in solidarity with the other half of humanity (women) in creating a shared vision of gender equality that benefits all of humanity.

HAHAHAHAHAHAHAHAHAHAHAHAHAHAHA!   That is fucking hilarious.  You want men to join you in a campaign solely designed to benefit women and call it “gender equality” and have the audacity to say it would benefit all of humanity when the name of it actually says IT IS FOR THE BENEFIT OF WOMEN……. HE (MEN WORKING FOR ) 4SHE (BENEFITING)….   YOU FUCKING STUPID TWAT!  How stupid do you think men are?

6. I hope that 2015 brings a focus on turning the anger and frustration around the issues of police brutality and violence against black people in this country into concrete policy changes being led by the diversity of leaders I’ve seen and continue to see in the 2014 actions. We want to convene the table of change, not have a seat at it.

2015 is here.  Half way through the year.   The police have become more brutal.  Why aren’t the feminists outraged that men are dying and condemning the police for it and rioting in the streets along side them?  OH WAIT! They are praising the mom who pulled her son off the street for fighting and rioting against that very issue you are against.   And not only that you want to convene the table of change.  Not have  seat at it.  This sounds like you want to dictate change and not be part of a discussion.    (You almost had me there but I caught the bullshit!) *wags finger at you*

7. I hope to see a continued resurgence of young Black people owning their power to end police and domestic violence. 2015 will be a year of fresh ideas mixing with tried and true organizing tactics in the tradition of leaders like Ella Baker.

I’m for this one but again, it focus’s on one group and not really equal.  How about ending domestic abuse and police abuse for all.   Since you know, feminism is about equality and not about any one fucking group.   I do get the focus with the crap that happens to the black community so I’ll give them a pass on this one since it is a big issue.

8. I want to see Twitter, Facebook and YouTube set up coherent standards and effective block/report tools to protect users from abuse, and hate speech–particularly rape victims being harassed and doxxed for speaking out

YOU DUMB TWAT.  THEY ALREADY EXIST.   IN FACT WITH A CLICK OF A FUCKING BUTTON YOU CAN EFFECTIVELY HAVE PEOPLE BANNED.     And what the fuck…   You want to “doxxed” people for “speaking out”?  So you are openly and are against FREEDOM OF SPEECH if it goes against what you think is okay.   Is that it?  You fucking feminists are so quick to smear a man’s name if he is perceived as doing something wrong without any evidence, proof or even any arrest.  Just on a woman’s claim, protesting, sending him death threats and attacking him.   And yet you want to see tighter controls to censor free speech on people (men) like me, speaking out against your nonsense bullshit crap, because, we demand equality.   YOU FUCKING TWAT!

9.  I want to see a mass realization that police brutality is a feminist issue and for mainstream feminist organizations to help change those policies.

WHAT THE FUCK!  SO MEN DON”T GET BRUTALIZED BY THE POLICE?   ARE THE RIOTS IN FERGUSON, BALTIMORE, NEW YORK and other places around the United States just what?  Male oppression of women?   FUCK ME! THAT IS THE MOST IDIOTIC STATEMENT OF SELF ENTITLED BULLSHIT.  I THINK I JUST THREW UP A LITTLE IN MY MOUTH.

10. In 2015, I’d love to see more representation of women of color in sociopolitical actions, and I’m doing my part by organizing a Women’s Freedom March centering on women of color and our stories.

Again, what about the men.   Women are represented in every single group out there.   What the fuck!   And why aren’t you calling on your feminists for this since, they allegedly are for equality. OH WAIT!  ONLY THE BLACK WOMEN COUNT FOR YOU!  YOU FUCKING HYPOCRITE, YOUR THROWING YOUR OTHER SISTER FEMINISTS UNDER THE BUS!

11. I want to see queer and trans people of color with radical social and political analyses dominate independent media by creating and growing our own platforms, so we can centralize and control our own narratives.

This one is funny since black people are the most widely known to be homophobic, queer bashing people out there when it comes to their own people.   They are degraded and beaten and killed, even by their own family members for being unmanly by liking the members of the same gender.   The whole black male culture is centered on fucking women to prove manliness.   Anything outside this and most fear for their lives.   And you want more black queer and trans people to openly come forward in that toxic hate filled atmosphere to “dominate” independent media?

Why I kind of applaud the idea, you need to work on acceptance of queer and trans people in your own community more before gay people trust the black community to be open.  And I do give you credit Madam, that you didn’t make this about Women only!  BRAVO!  (Unless by Queer you mean lesbians because I have a hunch that is what you mean by Queer since typically that is a lesbian term)

12.  I hope we can channel the energy around campus gender-based violence toward creating more options outside the criminal justice system for all survivors, not only students.

What the fuck?    Feminists have spent decades instilling into women that they are the victims of violence in a male dominated society.  You even have a gender studies course that teaches you this.   However, this does sound for equality except, your to stupid to realize a campus’s are required to by law to make sure you and everyone are safe and do everything in their power outside of law within their own policies (that feminists dictated), to ensure the safety of “all” (meaning women), students.   WHO THE FUCK ELSE ARE VICTIMS ON A CAMPUS SETTING?   THE BIRDS IN THE TREES?   YOU FUCKING STUPID WOMAN!  *FACEPALM*

13. In 2015 I hope for a movement that is fighting for ALL black lives, and that allows for the stories of ALL black women to be in the forefront of our fight.

Well shit, a feminist for all black lives.  That’s sounds more like equality.  Wait, okay I see the bullshit.   You want ALL BLACK WOMEN ahead of men of your fight.    Not men side by side.   Damn you almost had me there.  Really I applaud you for your sneaky diatribe of hate against men disguised as black united power.   It’s only okay for the black community to come together if women are in  charge is what you just said.  FUCK ME.

14. My 2015 resolution is to make sure that black women, especially black queer and trans women, are playing a strong leadership role in the growing movement for black lives and black liberation–because black women are the portals to the future, we can do a lot to shape a new economy and a new democracy for all of us.

Yes and while black communities are rioting  and burning all over the country, you are worried about black women, lesbians (because I know you don’t like men to have authority) and trans women to be in leadership roles for “all black lives” without actually having men represented here and black women are the portals to the future.   (well yes, because babies come out of you so you are the portal for the future generations).   And yes women can do a lot to shape the economy because it’s geared for them by women.  OH AND DON”T FUCKING BE AN ADVOCATE FOR DEMOCRACY WHEN YOU JUST SAID YOU WANTED EVERYONE BUT MEN IN LEADERSHIP ROLES!  YOU FUCKING STUPID FUCKING MAN HATING WOMAN!

15.  In 2015 I want to see our communities continue to rise up to challenge the criminalization of our people. At the national and local level my organization BAJI and the national network we coordinate, the Black Immigration Network, will be campaigning to end mass incarceration, detention and deportation.

I see no issue with this since you are actually including everyone.   BRAVO MA’AM!  You are the first feminist since I started reading feminist literature, that included men by default.  BRAVO!  *CLAP CLAP CLAP*  I could get behind that idea.  OH WAIT!  The majority of men in prison are because of false rape accusations and as well because they can’t pay female support because the courts favor women over men.  *BUZZER SOUNDS*  Sorry.. can’t get behind this, because the underlying problem still exists from why those men are there.

16. In 2015, I want fewer speeches about supporting women in games and more concrete action – it’s time to open up gamedev to the rest of us.

Game development is always open to you.  GENDER DISCRIMINATION IS AGAINST THE LAW!   THERE ARE AFFIRMATIVE ACTION LAWS THAT FORCE EMPLOYERS TO HIRE WOMEN EVEN IF THEY ARE NOT QUALIFIED.   THE FUCKING REASON DUMB ASS TWATS LIKE YOU AREN’T IN THE GAME DEVELOPMENT INDUSTRY IS BECAUSE YOU ARE CHOOSING NOT TO DO THE WORK TO GET THERE! YOU STUPID SELF ENTITLED BRAT!

Okay folks, *sips cold drink*,  this was a horrible article,  (http://www.washingtonpost.com/blogs/she-the-people/wp/2015/01/02/what-leading-feminists-want-to-accomplish-this-year/)   I used to have some respect for the Washington post for some journalist (not much) ethics    The article, to give the post credit is a blog by an self described “writer”.  Since anyone can label themselves a writer now for writing a blog, or anything I guess that makes me one as well.    The only difference between myself and this writer, Ruth Tam is that I believe in equality, and truth for men and women, and don’t try to put my gender above women’s under the guise of “equality”.

#DONTBETHATWOMAN!

What is Truth? – Something to Ponder

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A question nobody really asks?   I’m not talking about what the truth of something.  I mean, the word truth.   What does it mean?

The dictionary defines it with many different definitions.    I believe this to be wrong.   Truth cannot have different meanings.  It simply can’t and be truth.  I think real truth, the truth that can’t be disputed falls under the fourth definition:

a verified or indisputable fact, proposition, principle, or the like.

This is pretty straight forward and means the truth, is truth by fact, or ideal.

I’ve had meaningful conversations with people who actually believe the truth is whatever the majority believes.   In their minds, if the majority says Blue is really bacon, then it becomes bacon, even though it’s really blue.

The media influences the masses in so many ways that, many will take the word of of the talking heads as truth.   They can’t comprehend the misuse of words, you know, a change of a word here or there, and it changes how we perceive the “Truth”.  Then take into account the truth is altered more by unchecked sources.

This is why I have become jaded on the media.   The truth is not really the truth from the media.  It is a stream of stories that never have any facts checked, never check the credibility of sources, or check to see if witness statements are really true.

In today’s world, we see more fake news than real news.   Many false flags, in the hopes of causing fear and terror in the masses by governments that run with an agenda that is neither moral, nor for the good of the people.

We have censorship of the truth to the point where a simple video by a witness is no longer shown by the media unless is goes along with the government’s agenda.

This is why many people have turned to the internet for the truth.   We all have phones and cameras.  Daily hundreds if not thousands of videos or images are uploaded, that show the real truth.

Here are some truths ignored and lied about in the mainstream media.

Sandy Hook was a Hoax.  No one Died.

Boston Bombing was a False Flag.  No One Died.  The injured were confirmed crisis actors.

Aurora Colorado Movie Theater shooting was a False Flag.  There was someone outside the theater who passed the gunman the weapon via the emergency exit.

And really, the most famous but not the first, 9/11.  False Flag.   How can you believe it wasn’t with so much evidence showing it is?   From the news reporter who reported the second tower collapsing 20 minutes before it actually did, to the explosions which over 2000 demolition experts from around the world have said over and over, that it was a controlled demolition.  After all, 2 towers come straight down? And the third just blows up from the gases in the sewer?  Plus the pages upon pages more evidence to show it was an inside job.

Cassidy Stay Hoax.   Little girl magically survives a point blank shot from her aunt’s ex boyfriend, which she magically deflects with her finger?  Is that even plausible?   Gun experts say no.    Yet the masses believed it.   They didn’t even question the fact that they had T-shirts and bracelets already set up to sell the day after the tragic event.   Things that take time to design and implement.  Even a GoFundMe page was set up.   Then the whole stage speech, with the Dumbledore reference, with the older gentleman behind her coaching her on her speech.   Two days after she witnessed her entire family dying, she is telling the press that “they are in a better place”.

Hogwash.   No word since the big media frenzy, but you can’t find any presence of her online, or any of her relatives either.

All of these instances are lies brought forth that serve an agenda, not only in the united states but in Canada.   Everyone knows that what happens in the united states happens here in terms of the laws passed.

In light of these events in the USA, we had similar events happen in Quebec Moncton and Ottawa.
Mainly we had three shooters.   Three alleged radical terrorists. And three pushes for laws removing our freedoms.

Don’t believe something to be true just because someone told you it is.  Find out for yourself.   The truth is often, ugly and dirty and not many like it, but honest people will respect it, and move forward with it.    Those who don’t are doomed to repeat history and hurt themselves and others.

Sage words…

I was once given advice by someone a long time ago, that still holds true today, and I suspect will hold true until the end of the human race.

“It’s alright, to love your fellow human beings.  Just don’t trust them.”.  

You can love them, treat them with respect but never ever trust them completely if they are strangers.   There are many people in this world who will give you the shirt off their backs when you need it.  And then there is a subgroup who will steal your pants and your wallet as well.

It is a known fact, that most people will trust almost anything that is put in front of them, if of course it doesn’t set off any alarm bells in their heads.    So the trick with fooling people and not setting those alarm bells is to play to their innate sense of goodness and overwhelm the alarm bells that might go off with pure, raw emotion.

I will use the gofundme pages as an example.    It has become common place now to beg strangers for money on the internet.  This started out as an innocent concept, of people looking for funds to get their ideas off the ground, usually innovative inventions.  Then a few years after those pages were up, I started to see something else, people who needed money for medical treatments, to fund vacations for loved ones they couldn’t afford to go see on their own, and some even wanted money to pay for their extravagant weddings.

Now, they are common place.  While gofundme websites started with good intentions, the greed of people prevailed.

Once couple’s page wanted funds to have three weddings around the world.   Why?  Because they lived in two different countries, came from two different backgrounds and wanted to honor both cultures and have their family be able to attend.  So instead of the normal way of having weddings and combining things.   They decided to go to the public and beg for money to fund this.  Airfare, hotels and the costs of each wedding.   The third wedding ceremony by the way was a destination wedding / honeymoon.      Ahh, but it’s love, and who doesn’t want to fund that?

Another case, which is quite famous, is the Cassidy Stay Family “tragedy”.    Now here is one that pulls at the heart strings, a teen aged girl watches her entire family murdered by her Aunt’s crazy boyfriend.   She narrowly survives by pretending to be dead and deflecting a bullet at point blank range with her finger.    The day after that happened a gofundme page went up.  “CASSIDYSTRONG” was the catch phrase.     It pulled at everyone’s heart.  This poor girl, lost her parents and three siblings.  Oh the tragedy!   Who know is with her grandparents.

The funds were to help her for the future!  Oh poor girl.   Except, one problem.   Her dead family were wealthy already.   See this is what people chose to ignore, because it was oh so tragic.

They lived in a million dollar home, which will be sold off and Cassidy gets the money for it.  Each family member was insured, each at least $250,000 -$500,000 per person.    Cassidy being the beneficiary.  That means that little girl gets a payout of at least 2.5 million dollars.   Then she got another half million from the gofundme page.   Plus when her grandparents die, she gets money from them.   Oh the tragedy.   The horror!  Plus then this doesn’t include the “Cassidy Strong” bracelets that were sold and the tshirt sales.

Poor girl.

Then we have that soldier who was shot at the war memorial earlier this year.  A gofundme page quickly went up, but then was taken down just as quickly when people started questioning the morality of it.  Instead they had a bank account set up.   While tragic, the media circus fueled the money machine.   Photos of the crying children, the loyal dog waiting at the fence, the soldier buddy standing guard.   Plagues of photos and stories pulling at the heart.

So what happens:   The family got a life insurance payout.  Plus, the wife gets his pension, and they had a state paid for funeral.   At least count they received half a million in donations from well meaning rubes, i mean people.    Then the royals, pushed their heads in and gave the family an undisclosed sum.   Oh that doesn’t include the sales from bracelets.

Now the family is rich and all off the death of their family member.

ALS challenge.   Oh what a terrible disease!  How horrible!  Affected 1 in 100,000 people! The answer!  Lets pour ice water on our heads and challenge another to do it.  This seemed like a PR Stunt from the beginning, and it was.  Most people jumped on the ALS bandwagon and shouted at people who pointed out a few things.

Those few things are the following:

The ALS Canada company (it is a company), gets over 11 million in funds from the government.   That is more money per person who has the disease, than cancer or aids.

The ALS Canada company has a board of directors, the top members get paid $150,000 and the rest around $80,000.

The board consists of people with back grounds in communications, sales, marketing, etc.  And if you look at the financials, the money that actually goes to research and to pay people to look for cures, is less than 27%.   Over 60% goes to advertising and the rest to pay the board.

Most so called charities work this way.   It is illegal in Canada to be paid a wage if you are running a charity.  The loophole is that, you can be paid if you are doing something charity related, like training volunteers or creating slick PR campaigns.

Really we must question everything before we let our hearts fully take over our brain functions.   We have been given brains and an ability to think.  Think first before you jump on those causes that pull at the heartstrings.   They really are just well designed PR stunts in reality, designed to pull at your wallet.

Anger .. The cause of much…

I was online earlier today and noticed a comment on a friend’s status about an article that appeared in the canadian news papers about a Canadian kid who went over to ISIS and made a video to warn Canada.

Now, please understand. I don’t like war.  I think it should be avoided at all costs.  I do know that sometimes, just sometimes it is justifyable.   I also look at these stories with a grain of salt when it comes from the mainstream, and i don’t look at it from angry eyes.

My friend’s anger was almost of a nature of fire and brimestone.  He condemned the kid in the story, called him traitor, denouncing him for joining a cause.

My friend in question was from anger, real anger derived from coming from Lebannon, a country were war is real and religious hate groups are real.  He has family that still lives there in fact.

The anger directed at ISIS and ISIL is to me, crazy and extreme in itself.   People are righteous in their hatred and anger for them without really able to express why.

I pointed out to my friend that coming from a view that I had no emotional attachment going either way I could see why and how these groups have sprung up and quite frankly, don’t blame it for happening.   I believe we Canadians would do the same if we were in their positions.   In fact, history shows we have in our early beginnings.   Not based on Religion but on a goal.

This is the same for ISIS and ISIL.   I can’t see them as some monster in the dark who will cut off my head.  I can’t, and anyone who looks at the world with an open mind, will see what caused this situation in the first place.   Plus when you have watched this all your life, in these countries then you can see the progression and know that these groups are desperate people.

Now before you go on a rant, think for a moment.

These countries used to be peaceful for the most part.  Every once in awhile one would break out in war and always,  ALWAYS, the american military would be there.   When I was younger, I would watch the news and it was always put forth that the american troops were there to stabilize the middle east.  To bring peace again to a “war torn” nation.   We don’t hear that anymore, we don’t even see the media even try to tell us that anymore.

Many of these countries are very powerful.   The reason for this is they are oil producing countries that control a huge portion of the world’s oil supply.   By destabilizing their governments and plunging those countries into wars, the american government can send troops in under the pretense of protecting the people and oh, protecting the oil as well.

I remember watching on the news, the footage of the american troops on the oil fields trying to put out fires.   Spouting flame from the ground going a mile high into the air under high pressure and extreme heat.   Yeah.   Very rarely did I see footage of a soldier saving civilians in those countries. I did happen, but now that I think back on it, it was usually when the world started to question the american involvement.  That would be when we would see footage of soldiers carrying injured children from rubble to get medical attention (allegedly).

Now here we are almost 40 years later, those middle eastern countries are in no better shape then when I was a kid.   New groups have sprung up and of course the media and the western governments condemn their actions and outrage follows from civilians who look no further than the 2 minute news story on their tv screens or the newspaper column.

This is where i have issues.   We have a means at our disposal that gives us more information, more quickly than the news media can put out.  The Internet.

I myself use this as a source.   Like all sources, it is not always reliable and sometimes it can be dead on reliable.

I look at all sides of the picture and come to my own conclusions, and I don’t assume the view that is portrayed my mainstream media.   Why?  They simply don’t check sources anymore.

I look at the videos and blogs from the people of those countries, the videos and blogs of the soldiers themselves.

Did you know there is a huge amount of videos of US soldiers who are condemning what is being done and they also testify on camera that they are being ordered to kill, rape and beat innocent civilians in those countries?   They get awarded by their superiors for their “first kills”.     One horrific story, a squad, raped a teenage girl, and forced her father to watch and then they set them on fire.   In that particular video, he showed footage from the building where it was done and you could see the blackened cement where the fire burned the bodies.

Those are just some tiny examples of what war is.  So imagine when you live in a country that is constantly bombarded by the Americans, from afar.  Whole families are killed by gunfire in an entire apartment complex, because the Americans want to kill 1 person in that building.

Generations have lived in those conditions.  Over and over and over again.  Not one person hasn’t had a person killed by either side.

Imagine if that was your world.  Unfortunately I have a vivid imagination and can see this all to well.

Out of that anger, then springs up groups that want to take their homes back, their lands, and their country and bring peace.   So these militant groups spring up and organize and fight back.   Some are military trained some aren’t.  That doesn’t matter.  It’s the goal.  The goal to get their lands back and stop the killing from foreign troops.   They use any means at their disposal, because they are outnumbered, and outgunned.  They are desperate and want their country back and to know what peace is, because they simply never have seen peace.   Never lived in a place where they didn’t have to fear getting shot when leaving their home, or being able to go to sleep at night wondering if they would wake up at sunrise or die by a midnight bombing of their home.

That constant barrage of fear will spring hatred.  That hatred becomes driving force in many militant groups and religion will even bring that to the forefront.

So I do understand why and how these groups spring up.   I do also know where the blame lies.  It really isn’t with the religion or with militant groups.   They are fighting for their lives.

You have to look back in history to see what is happening and to the cause   And it all started with the invasions by the american forces.    If the american and Canadian troops left those areas, then peace eventually would come back to those countries.   And eventually the anger would fade.

http://news.nationalpost.com/2014/12/07/john-maguire-an-isis-fighter-from-ottawa-appears-on-video-warning-canada-of-attacks-where-it-hurts-you-the-most/

Contracts, Traffic Tickets, The Traffic Court Cases and you.

I love this topic.  I have heated arguments with lawyers, professors, and many others who believe that a drivers licence is something magical that bestows abilities and powers that one would not normally have in life.

They refuse to believe, what it really is.  It is a contract.  That’s it.  It makes so much sense when you understand the government is nothing but a corporation.  A corporation or a government cannot force you to do something against your will.  It needs your agreement in order to perpetuate the myth you are free.   They don’t like not being in control so they have made up the myth that we must have permits, licences and such to do things we could do without that little plastic card.   They use their legalese to achieve this.  To get us to sign documents.  Let me break down some words so you understand.

When you apply for something you are in law, begging permission to do something to which you would normally not be allowed to do.

The roads are public roads. In law, a public road is defined as a public way to which everyone has the RIGHT to use.

So let me take the drivers licence again.   You apply for the licence.  You are asking permission to drive on the roads which by definition, you have every right to use.

Technically in law you wouldn’t have to get a licence.  So they trick you into believing it.  Now, what they are doing is getting you to sign an agreement with them.  A contract.    There are a few things that make a contract legal.

1.  Two or more parties on the contract

2.  Negotiation, Full disclosure.

3.  A benefit to both parties

4. Agreement of the parties.

This is what any licence is .   It’s a contract.  The terms and conditions are listed out in the act associated with the licence.  In the case of the drivers licence it would be the highway traffic act.    The benefit to you is that they don’t arrest you.  The benefit for them is they make billions of the public.

Now when you break one of the terms of the contract, you get issued a fine, or a ticket.  It’s a document which is basically the same as a bill you would get in a restaurant.  It has the name of the company, the violation, the cost and the signature of the person who issued it.

You go to court and you can either pay it or fight it.   Most people just pay it.  98% of cases are won in favor of the crown attorney.  The reason is that they keep the fine low enough that most people just couldn’t be bothered to fight it and just pay it.  So as such they bring in billions every year in traffic violations alone.

In the court if you decide to fight it, then the odds are not ever in your favor.   Again, the crown attorney and the judge are paid from the same pot.  Second, if you have a drivers licence then you agreed to the rules and the licence is the proof of contract (even though they won’t tell you that).   It’s also a civil matter.  Not a criminal one.  This should be proof enough to most that it is a contract.  A contract is civil and the terms can be violated.  A crime involves usually another person and some harm is usually involved.  A contract violation isn’t a crime, but a breach of a term.

So with that understanding, that’s why they call it a violation, and not a crime.  I’ve seen some judges try to justify it when put into a corner by lying and saying it’s a Quasi crime.

It’s simply a violation of a contract.    Now the sticky part on lower court judges is when the people who don’t fall for the propaganda don’t get a licence and get stopped.  Then the court is in a bind.  They will do everything to try to get the defendant to admit he broke some law.  In they don’t, they use a little known court room rule.

The court room rule book has a rule to which the judge can make a judgement without any law, precedent, and go based solely on his personal opinion.   In other words, he can throw out the rules, ignore law, supreme court cases and just make a ruling based on how much he likes you or doesn’t.

Go look up the courtroom procedure rules for your local courthouse.   It’s in there. That one rule allows a judge to ignore law.  How fair and just is that?

The other thing to keep in mind is that a judge is not held accountable for his/her rulings.   At least as far as if, they rule and their ruling turns out to be incorrect or seems to be biased, they can’t be sued, or arrested.  Even if they send someone to jail for life and it is found out 20 years after that the person was innocent and the judge was biased.  He is still a free man and the person lost 20 years of their life due to that improper judgement.  How fair is that?

Lower court judges will ignore supreme court rulings.  They will ignore case law.  If they don’t like you then your toast.  Doesn’t matter if you have court cases a mile high to back your case.  They can and will ignore that.  They will tell you things like “that is your interpretation” and because it is not theirs, they will ignore it.  They will say things like your not a member of the bar, so your not qualified to interpret law.  Yet, apparently, ignorance of the law is not an excuse either.

So in the lower court you are damned if you do and damned if you don’t.  My best advice to people is try to stay out of that court if your not prepared to fight, spend some time in jail or pay money.

The lower courts are also defacto courts.  Lawyers and judges hate that word, and claim they are not defacto.   Here is what it means.

What is DE FACTO?

In fact, in deed, actually. This phrase is used to characterize an officer, a government, a past action, or a state of affairs which exists actually and must be accepted for all practical purposes, but which is illegal or illegitimate. In this sense it is the contrary of de jure, which means rightful. legitimate, just, or constitutional. Thus, an officer, king, or government de facto is one who is in actual possession of the office orsupreme power, but by usurpation, or v.-ifiirespect to lawful title; while an officer, king, or governor de jure is one who has just claim and rightful title to the office or power, but who has never had plenary possession of the same, or is not now in actual possession. 4 Bl. Comm. 77, 78. So a wife de facto is one whose marriage is voidable by decree, as distinguished from a wife de jure, or lawful wife. 4 Kent, Comm. 30. But the term is also frequently used independently of any distinction from de jure; thus a blockade de facto is a blockade which is actually maintained, as distinguished from a mere paper blockade. As to de facto “Corporation,” “Court,” “Domicile,” “Government,” and “Officer,” see those titles. In old English law. De facto means respecting or concerning the principal act of a murder, which was technically denominated factum. See Fleta, lib. 1, c. 27,

Law Dictionary: What is DE FACTO? definition of DE FACTO (Black’s Law Dictionary)

Defacto means they are not there by any constitutional means  but is corporate in nature. A company. And the law society is a registered company.   So it is defacto, because it’s members are all part of that society and because that society is a registered corporation it is illegitimate.

However, unless the masses wise up and start ignoring them, then they will continue to operate as if they are Dejure.

Now, when dealing with the police.   This is tricky.  Police are not trained to interpret law, and are backed by the Crown attorney and the judge.   A cop is supposed to be peacekeeper first and enforcer 2nd.  Unfortunately they are not trained in peacekeeping as much as they are enforcement.

If you take a traffic ticket to court and fight it, then the ONLY evidence a crown attorney has, is the cops word.  (Traffic cameras excluded).   His testimony is deemed as truth and has more force than your arguments, cases etc in the judges eyes.  This is why so many wrongs happen in court.  There are effective ways to get a judge to throw out the cops testimony and leave the crown attorney with nothing but his opinion.  You have a slight chance of winning then, but it’s doubtful, and you would still have to appeal but the appeal with have more force without a cops testimony.    Also, keep in mind the crown attorney doesn’t even look at the case until that day, sometimes not until the case is even called.  So if you do your work and try to get copies of the “evidence ” before, keeping records and copies of any correspondence with dates and times, and even tracking information. Then your chances increase a tad, because you have tried to get what is called “discovery”.  A crown attorney has to give you discovery before your court date, but you have to demand it.  And if they don’t provide it, a judge can and will throw a case out.  Or in some cases will berate the crown and give them more time to give you discovery.  Discover is a nice thing that has force in law.   If they have no evidence then they will revoke their claim and the case is dismissed.  Sometimes you get idiot crown attorneys who will refuse to believe a civilian can beat them in court and will take it to the hilt.  That’s fine. If you do your homework, learn how to defend yourself effectively in a courtroom setting then you won’t be the one to look bad.

This is not legal advice.  Just personal knowledge based on research and discussions from documentation, videos, audio and more.   There are others out there who can effectively help you with traffic or tax cases in court if you need it.  Marc Stevens is one. I highly recommend you contact him.  Doesn’t matter where in the world you are. He can provide solid advice based on personal experience in court rooms.  And no he is not a lawyer but a radio host.

Law Society

The law society is a society.  It’s member’s practice law.  They are the ones we call when we have a legal issue and need someone in court.

Remember what I said about societies in my first post?   This is a society.  It was created by and owned by, you guessed it.  The banking family.  The ownership of every company called a law society in the world in any country that was conquered, acquired or colonized by England has one.   The law society has it’s own members who pay their dues and in return they get the protection of their society and as well, they have their own language.   They don’t admit to it,  and after many conversations with lawyers who think I’m incorrect, I’ve found out they don’t even teach their new lawyers about law dictionaries anymore.  Many believe that book form law dictionaries like “Black’s Law Dictionary” is a myth or a hoax.

I call these so called lawyers, ill informed.   And what’s worse, is they won’t believe you, even if you show them the truth.  I had a few months long discussion with one, and I kept citing the law dictionary and he refused to believe it because according to him, the law dictionaries have no basis in law.  Even though they define the words he uses in law everyday.

The law society is a twisted concept, that on it’s face seems noble and honorable.  It is, the arm that holds society back.   It enforces it’s will on all who come within it’s walls and it’s not for the benefit of the people but the crown corporation.

The words they use are a twisted form of English to make people think they are speaking English.  They have redefined simple common place words, to have a slightly different meaning so they can have an advantage.

Driver is my favorite.  As they keep changing it’s definition to try to gain the advantage in court.   Every new edition of a law dictionary has a new definition of this word because people keep fighting this in court.   For my example I will use the original definition and I will go on to explain why this is important.

The original definition said

One employed in conducting a coach, carriage, wagon, or other vehicle,with horses, mules, or other animals, or a bicycle, tricycle, or motor car, though not a street railroad car. See Davis v. Petrinovich, 112 Ala. 654, 21 South. 344, 36 L. R. A.615; Gen. St. Conn. 1902,

Law Dictionary: What is DRIVER? definition of DRIVER (Black’s Law Dictionary)

Now, the key words here is employed to conduct.   Employed (Hired or working) to conduct .. meaning to transport either goods or people.

This makes sense since the government by it’s own words is supposed to manage the resources of the lands and manage trade within and without the lands.   A driver then under that definition would be a commercial driver.  One who is using the roads (public roads) for personal gain.  So it makes sense to me that a “Driver” should be licensed and taxed for the money they make using the public roads that I as a non driver pay for via the gas tax.

So anyone really who makes a living transporting goods or people using the roads is a driver. At least under that legal definition.   This definition comes directly from the law society.

Yet we are forced to pay for driver licenses and taxed on it every year on our birthdays.   Many people don’t think of this that way and that is due to the twisting of the language.   Another thing in law they don’t tell you is the word MAY is synonymous with the word MUST.   Basically in law you can switch the one word for the other.   So when you read on the provincial government websites for drivers licenses you will see it say you MUST get a drivers license.   This is legalese again.  They use this to trick you into believing that you have to get a commercial license to use the roads you already pay for.

The public misconception is that a drivers licence magically makes you safe on the roads and competent to drive a vehicle.  Despite the fact there are thousands of accidents every day, by allegedly “competent drivers”.    Despite the fact that, up until the early sixties, people didn’t need a licence to drive a car on the roads for personal use.   It wasn’t until they used legalese in their wording on the documents that people began to believe the myth that a plastic card made you safe on the roads.    By that simple legalese trickery by substituting the word MAY with MUST, they ensured a billion plus dollars every year, plus fines from tickets, because tickets by the way are commercial bills in their nature.  I will get into that in another post.

The law society dictates what the words mean in their legalese.  Seemingly common words we take for granted have vastly different meanings or multiple meanings they use at will without our knowledge.    Look at it this way, in Quebec they speak a more guttural and slang version of french.  In Paris they speak a true form of french.   We speak English and the law society speaks a bastardized version of it.

Due to the fact the law society is a registered corporation and is also owned by the same people who own the government, they use that advantage to manipulate the people that they get true justice in all levels of court.  The lower court system isn’t about fairness or justice.  It’s about making money.  That branch brings in money in fines, fees and judgement’s in favor of the crown.  Not the Queen, the crown corporation.   They are a court of contracts.  This is why all lower court judges won’t answer the question if they are working for the crown corporation or the queen.  The can’t because then no one would listen to them anymore.

Another thing many people don’t realize about the law society, or rather they are beginning to suspect, is that they protect their own.  A judge is just a lawyer in a black dress.  He oversees cases and makes judgement on them in lower courts.   The usual penalty is a fine.  Which goes to the crown corporation.   That’s his job.  It’s not to ensure justice. It’s making money.  The judge, the crown prosecutor and the lawyer you hire, are all members of the same society.  They work together.   In many circumstances, judges are also chosen from the city attorney pool, usually a crown prosecutor will get promoted to judge.  And that is based on how many convictions he has gotten in his favor.  That means the more he wins and the more fines the crown makes, the better his chances at a promotion.   The judge, because they usually come from the prosecution side of the equation, are biased and tend to judge in favor of the crown.  This way he gets his bonus’s and raises.  They both get paid from the same source as well.

This is the system the law society set up.    Next blog post will be on the court rooms and the scams they do there.

Some words to look up are

Person

Driver

Monster

Some dictionaries you can find online are Black’s Law dictionary, Canadian Law dictionary.    You can also find these law dictionaries in ebook form and to buy in book stores.   Be aware, according to the current crop of lawyers out there, these books are a myth, hoax or don’t mean anything.

World of Lies and Misinformation – First Blog

I decided to start my word press blog with my view on the world.    The reason I do this is to set the theme of the blog and to help people understand my world.   The following is how I got here.

Years ago, I used to be proud of my country.   I would celebrate on it’s birthday, go to parades, salute our soldiers and feel pride.   I would be the first to shout the propaganda that everyone else shouts out about their country.  “It’s the greatest country on the planet!” or “We are in a free country!”  I’d say.    Unfortunately now,  I know these are lies.  Lies stemming from misconceptions about the world we live in.

Have you ever watched the news and seen a politician make a speech and think to yourself, “something is off”?   Have you ever read a newspaper and thought, “no that information is wrong.”?

You were right.  Deep down inside there was something wrong.  The information in today’s media is at best uninformed, at worst, an outright lie.

I didn’t come to full realization however, until began my studies in contract law.  I run a business, and thought it prudent to learn about contracts and what makes a legal contract and what doesn’t etc.  This was so I could write up a contract between myself and my clients that would be fair and protect both parties.   After learning basic contract law, I saw something.   And I started to delve more into law, and courts and Acts of parliament.

Something dawned on me in that sort of “AHA!” moment.  The type of moment when a light flicks on and a new understanding comes over you and you feel energized.   I looked into court room procedures and watched, thousands of hours of lower court cases.   I read numerous books on law from both the legal profession and the non legal profession.   I then went and researched government, and how it came about.  Going back before the English settled on Canada’s shores.  Delved into how the expedition was financed and how the treaties were signed between England and the Natives.

After spending years reading and researching, I started sharing my findings.  Of course predictably, I have been called names and people have tried to shout me down.  I have even lost friends over my findings and my views.    This doesn’t bother me, it doesn’t bother me to lose a friend over a view.  It doesn’t bother me that people get angry. I understand why they are getting angry and why they disassociate themselves from me.

Truth is blunt and it’s honest.  It’s seldom nice and flowery and it definitely will get people angry.   The truths I have found and tried to share and will share on this blog are an affront to the core of people’s understanding of the world we live in.   They believe many things, all taught in the schools and passed on generation after generation until it becomes part of our very core being.   So when I get angry comments, I do not get offended.  When people try to call me names, I always remember that is the anger from the “programming” we have all been through.

My blog will anger you, if you already do not know what I will tell you.  It will cause you to call me radical or conspiracy nut or even a tin foil hat wearying nut.   I’ve heard them all.  I don’t care if you get angry.  That is a natural response.   I only care that you promise, not me, but yourself that you will have an open mind, and that once your anger has gone, to come back with an open mind.

I will always try to add links for sources on my blogs but this will not always be possible. Many websites that I have found information on have changed or disappeared.  That doesn’t mean I am wrong. It just means the info has been removed by sources beyond my control.   The information I provide can be found in many places.   And like the parts of a computer network, they are not in just one place.

The other thing I would like to point out, is the definition of words.  I’m a stickler on keeping to the definition of words and try to keep to their original meanings.  There is a huge reason for this.

Words are sounds.  We create sounds to identify things and each other.   Without meaning to the sounds we call words then they can mean anything and are useless.  So we give them meaning so we can all understand what we are saying with those sounds.   When we start ignoring the meanings that have been assigned to the sounds then we lose the ability to effectively communicate.    For example the word apple.   When we use that sound, we think of the red fruit from the tree.  We all know an apple and see the image of an apple in our minds.   If we ignore the definition of the word apple, then we try to have a conversation, and I say “the apple rolls down the road smoothly.”, and you wouldn’t understand what I meant because I changed the definition or meaning, and all communication breaks down.

The other thing I would like to point out is societies.   Every society on the planet has it’s own rules, it’s own language and it’s own membership.  In Canada for example we are Canadians, we have English and french and our citizens are the ones allowed to vote and get into the high offices of government.   This is just one example.  I will delving, into another one, hidden in plain sight that many people don’t even think of as a society, not even it’s own members.

Media, government, societies, courts and law will all be deconstructed and explained.  I will point out the major and minor flaws in all and show you were and how we are being manipulated, deceived and most of all, controlled.   And, believe me.  We are being controlled.   In every aspect of our lives, including in many cases our thought processes.

I hope you will continue to read as I post.  I won’t be responding to comments but feel free to keep discussions civil. Any nasty name calling comments or comments that don’t add to a civil discourse will be removed.